BOJONEGORO, JurnalPost.com – Traveling by train is a preferred mode of transport for many, including students who frequently commute between cities. Beyond considering departure schedules and ticket prices, the ease of payment is a crucial factor in ensuring a smooth travel experience.
The evolution of digital banking services now offers a wider range of options for completing transactions. One such solution is the BRImo application from Bank Rakyat Indonesia (BRI), which provides a payment feature using the Quick Response Code Indonesian Standard (QRIS).
This feature can be utilized to pay for train tickets through any purchasing channel that supports QRIS. Users simply scan the payment code using the BRImo app without needing to carry cash.
This convenience is appreciated by Aina, a student who frequently travels between Bojonegoro and Surabaya, East Java.
For Aina, intercity travel is a regular part of her academic life. Consequently, she requires transaction services that are easily accessible, especially when preparing for trips amidst her busy academic schedule.
"In my opinion, paying with QRIS via BRImo is quite convenient, especially for students who travel as often as I do. There is no need to worry about having cash on hand because payments can be made directly through my phone," Aina said.
BRImo Simplifies Payments for Mobile Students
As a student with high mobility, Aina notes that she must manage her time effectively whenever she travels between Bojonegoro and Surabaya.
In addition to ensuring train schedules align with her academic activities, she must also prepare for travel necessities, including ticket payments.
She believes that the availability of digital transaction options helps reduce the hassle of making payments, especially since smartphones are now an integral part of a student's daily life.
Through the QRIS feature on the BRImo app, payments can be made by scanning a code provided by the merchant or the transaction channel that supports the service.
After scanning, users can review payment information, verify the transaction amount, and complete the process within the app.
Aina finds the process simple and helpful for those who prefer not to carry large amounts of cash.
"When I need a travel ticket, having digital payment options is definitely helpful. We can make payments without having to look for cash first. It is much more practical," she explained.
She added that the convenience of digital payment services is not just about transaction speed, but also about the flexibility of accessing financial services.
As long as there is an internet connection and the service is accessible, users can perform various transactions via their mobile phones without needing to visit an ATM.
QRIS Payments as an Alternative for Travel Needs
The use of QRIS in daily activities continues to expand payment options for the public. Beyond shopping at stores or buying food, this method can also be used for travel transactions if supported by the chosen payment channel.
For students like Aina, the availability of digital payment methods is a facility that supports their transportation needs.
However, not all train ticket platforms provide a QRIS payment method. Therefore, prospective passengers should verify the available payment options before finalizing their booking.
If QRIS is available, BRImo users can utilize the scan feature in the app to complete the payment according to the instructions on the ticket purchasing channel.
Beyond the ease of transactions, using digital banking applications also allows customers to check their payment history.
This information helps users monitor their expenses, including travel costs incurred during their academic activities.
Students Reminded to Remain Careful When Transacting
Although digital payments offer various conveniences, Aina emphasizes the importance of being careful before finalizing any transaction.
According to her, users need to ensure that the payment amount and the recipient's identity listed in the app match the intended transaction.
This is important to reduce the risk of payment errors, especially when users are in a hurry to prepare for a trip.
Furthermore, the security of banking accounts must be a priority. Users are advised not to share their PIN, password, or One-Time Password (OTP) with anyone else.
Transactions should also be conducted through official applications and trusted ticket purchasing channels.
For Aina, the development of digital banking services is a positive change that has impacted how people handle transactions.
The presence of BRImo with its QRIS feature provides a payment alternative that can be utilized as needed, including for supporting travel activities.
Digital Services Support Student Needs
Aina's experience shows that digital payment services are increasingly aligned with the needs of students who have busy schedules and high mobility.
The frequent Bojonegoro-Surabaya trips she makes mean that transaction convenience is a key factor she considers when preparing for departure.
Through BRImo, users have the option to perform various banking transactions, including QRIS-based payments at merchants that provide the service.
The availability of this facility is part of a shift in public habits, as people become more accustomed to using smartphones to meet their daily needs.
Nevertheless, Aina maintains that accuracy and security must remain the primary focus in every transaction.
By using digital services wisely, students and the general public can enjoy the convenience of payments without compromising the security of their accounts and personal financial information.
For Aina, using BRImo is a way to support the smoothness of her activities, especially when she needs practical transactions amidst her busy college life and intercity travel.
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