BOJONEGORO, JurnalPost.com — The convenience of digital payments is becoming increasingly integrated into the daily lives of the public, including when purchasing street food. In Bojonegoro, customers of Pentol Cik Gun can now enjoy seamless cashless transactions using the Quick Response Code Indonesian Standard (QRIS) via banking applications, such as BRImo from Bank Rakyat Indonesia (BRI).
The availability of QRIS provides an alternative for customers who wish to buy snacks without needing to carry cash. By simply using a smartphone, transactions can be completed by scanning the QR code provided by the vendor.
This service also offers more flexible payment options for the public, especially when they do not have small change or exact cash on hand while shopping.
Sholeh, a Pentol Cik Gun customer and BRI client, noted that he finds the digital payment facility very helpful. According to him, using QRIS makes purchasing snacks simpler and more practical.
“Now, when I buy pentol, I don't always have to use cash. If I don't have small change, I can pay using QRIS. It is very practical; I just scan the QR code through the app on my phone,” said Sholeh.
He added that public habits regarding transactions have begun to shift as the use of digital banking services becomes more widespread.
QRIS payments are considered beneficial for customers as they can utilize their account balances directly without needing to withdraw cash from an ATM first.
Furthermore, the payment process involves a few simple steps: opening the BRImo app, selecting the QRIS payment feature, scanning the merchant's QR code, verifying the transaction amount, and confirming the payment.
QRIS BRI Simplifies Transactions for Street Food Vendors
Beyond providing convenience to customers, the use of QRIS has become a preferred option for micro, small, and medium enterprise (MSME) vendors to accept digital payments.
The owner of Pentol Cik Gun, for instance, can now serve customers who wish to pay with either cash or digital applications.
This choice allows customers to adjust their payment method according to their individual needs and habits.
For small-scale culinary businesses, the availability of cashless facilities also helps reduce the reliance on having change available for every transaction.
Cik Gun believes that the use of QRIS is part of the evolution of payment services that are now increasingly accessible to small business owners.
“The use of QRIS is part of the digitalization of transactions reaching micro, small, and medium enterprises (MSMEs). From snack vendors to culinary businesses, we can adapt our payment services to consumer habits,” said Cik Gun.
According to him, digital payment methods serve as a viable alternative for serving customers who are increasingly accustomed to using their phones for various needs, including buying food and drinks.
Digital Payments Increasingly Accessible to MSMEs
The implementation of QRIS at street food stalls like Pentol Cik Gun demonstrates that the use of payment technology is no longer limited to shopping malls, large restaurants, or modern retail stores.
Simple culinary businesses can also provide digital payment services to offer convenience to their consumers.
QRIS itself is a standard QR code for payments developed by Bank Indonesia in collaboration with the payment system industry. Through this standard, the public can conduct transactions using various payment applications that support QRIS.
Consequently, customers are not restricted to using the application of the same bank that provides the merchant's QRIS service.
For BRI customers, payments can be made through the BRImo application as long as the balance is sufficient and the transaction meets the applicable terms.
Nevertheless, customers should still verify the recipient's name and the payment amount before confirming the transaction to avoid transfer or payment errors.
The presence of the QRIS service at Pentol Cik Gun serves as an example of the adoption of digital payments in the economic activities of the Bojonegoro community.
“Paying with QRIS BRI is a practical option for both customers and vendors, supporting transactions that are easier, faster, and aligned with evolving public habits,” explained Cik Gun.
With more MSMEs providing digital payment options, the public has greater flexibility in conducting transactions without always relying on cash.
For Pentol Cik Gun customers, this convenience adds value to their daily snack experience, while for the vendor, using QRIS is part of an effort to improve service comfort for buyers.
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