BOJONEGORO, JurnalPost.com – The use of digital banking services is increasingly becoming a part of daily life. One such service is the BRImo application from Bank Rakyat Indonesia (BRI), which is helping users conduct various transactions more practically without needing to visit branch offices or ATMs.
This convenience is felt by various groups, including professionals and students who have high mobility and require fast access to financial transactions.
Rina Puspitasari, a private sector employee in Bojonegoro, said that BRImo is quite helpful in meeting her daily transaction needs. Through the application, she can perform transfers, pay various bills, purchase digital products, and monitor her balance directly from her phone.
"As a professional, my time is quite limited. With BRImo, I can transfer money, pay for electricity, buy phone credit, and check my balance directly from my phone. It is more time-efficient and practical," said Rina.
According to her, having access to transactions via the application makes financial activities more flexible, especially when she is busy working and does not have much time to visit banking services in person.
Rina also utilizes the transaction notification feature to monitor incoming and outgoing funds. She believes that receiving transaction information in real-time helps her control expenses and organize her monthly financial needs.
A similar experience was shared by Dimas Pratama, a student at a university in East Java. He admitted to using BRImo for various needs, both related to his studies and daily activities.
"Now, almost all payments can be made digitally. From online shopping payments and money transfers to friends, to paying for campus activities. BRImo makes everything easier because it is all in one application," he said.
For Dimas, 24-hour service access is one of the key advantages. His busy lecture schedule and student activities make digital financial services more practical because they can be used as needed without depending on bank office operating hours.
In addition to transfers and payments, the QRIS feature within the application is also used for transactions at various businesses that accept QR code payments.
The use of services like BRImo reflects a shift in public transaction patterns toward digital channels. Mobile phones are no longer just communication tools but have become a means to conduct various financial activities.
Ease of access, transaction speed, and flexibility are some of the factors that make digital banking services increasingly popular. For users with high activity levels, the existence of banking applications also reduces the need to conduct transactions in person at branch offices.
On the other hand, the increasing use of digital services also encourages the public to pay more attention to transaction security. Users must continue to maintain the confidentiality of personal data, PINs, passwords, and OTP codes, and ensure that transactions are conducted through official applications.
For Rina and Dimas, using BRImo has become part of their daily routine. Both believe that the service not only speeds up the transaction process but also simplifies the management of financial needs amidst an increasingly dynamic lifestyle.
The presence of digital banking services ultimately shows how technology continues to change how people access financial services. Transactions that previously required a visit to an ATM or bank office can now be done directly via mobile devices in a relatively short time.
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