BOJONEGORO, JurnalPost.com – Easy access to financial services is a necessity for the public, especially for those living far from bank branches. The presence of BRILink agents in Trucuk District, Bojonegoro Regency, East Java, has become a vital alternative for residents to conduct various transactions without needing to visit a bank office.
Siti Marfuah, a resident of Trucuk District, experienced the benefits of this service firsthand when she successfully disbursed Ultra-Micro (UMi) financing funds through a local BRILink agent.
According to Siti, the accessibility of the agent made the transaction process much more practical. Beyond saving travel time, residents can now utilize financial services available right within their own neighborhoods.
Disbursing Funds of 2.5 million, Administrative Fee of 5,000
Siti shared her experience of disbursing Ultra-Micro financing funds totaling 2.5 million. Through the BRILink agent service, she noted that she was only charged an administrative fee of 5,000 for the transaction.
"Thank God, it was very helpful. I disbursed 2.5 million, and the administrative deduction was only 5,000," said Siti Marfuah.
For Siti, the transaction fee is considered affordable given the convenience provided. Furthermore, because the agent is located near her home, she does not need to spend significant time accessing financial services.
This experience serves as an example of how banking agent services can help meet the transaction needs of communities at the district and village levels.
However, the administrative fee mentioned by Siti reflects her specific transaction experience and should not be taken as a standard rate for all services or BRILink agents.
BRILink Agents Bring Financial Services Closer to the Community
BRILink agents are part of BRI's banking agency services, which allow the public to perform various transactions through authorized partners.
Available services include money transfers, cash withdrawals, cash deposits, electricity bill payments, phone credit purchases, and various other payment transactions, depending on the facilities provided by each agent.
The network of agents serves as an alternative for people who have limited access to bank branches or ATM machines.
For residents like Siti, this convenience is highly significant, especially when they require financial services on short notice.
Meanwhile, Ultra-Micro financing is a program aimed at expanding access to capital for very small-scale business owners. In practice, the distribution of financing and the transaction process for fund disbursement are two distinct procedures.
BRILink agents provide transaction services based on available facilities, while the approval and disbursement of financing remain the authority of the respective lending institution.
Hoping for Continued Service Development
Siti hopes that the presence of BRILink agents in Trucuk District will be maintained and expanded so that more people can enjoy the benefits.
According to her, easily accessible financial services help residents manage their daily transaction needs, including fund disbursements.
In addition to ease of access, the public also needs to obtain clear information regarding transaction fees and service terms to ensure they can use banking facilities safely.
Siti Marfuah's experience demonstrates that the presence of banking agents in the community provides tangible benefits, particularly in bridging the gap between residents and formal financial services.
With closer access, residents in areas like Trucuk District have more options to conduct financial transactions practically without always having to visit a bank branch.
Comments 0
Write a Comment Share your response