BOJONEGORO, JurnalPost.com – The convenience of digital banking services is increasingly assisting the public in meeting various daily needs, including paying for children's education. Through the BRImo application, parents can transfer funds for school tuition (SPP) payments without having to visit a bank branch or an ATM.
The mobile banking service owned by PT Bank Rakyat Indonesia (Persero) Tbk allows customers to transfer funds to both fellow BRI accounts and other bank accounts. This facility provides a more flexible payment alternative, especially for parents juggling work and household responsibilities.
The benefits of this service are felt by Lizza Arnofia, a BRI customer from Bojonegoro who has been using BRI banking services since 2013. She began using the BRImo application on 2023 to support her daily financial transactions.
According to Lizza, using BRImo makes paying for children's educational needs easier because it can be done directly via her mobile phone.
"As a parent, tuition payment is a routine necessity that must be addressed every month. With BRImo, I feel much more supported because I can make transfers from home without having to go to an ATM or a bank office," said Lizza.
Interbank Transfers Simplify Education Payments
Tuition payment is one of the routine expenses that parents need to prepare for every month. In addition to ensuring funds are available, parents must also pay attention to payment schedules to avoid missing the deadlines set by the school.
For families with busy schedules, the ease of conducting digital transactions helps save time.
Lizza said one of the advantages she experiences is the flexibility to make transfers without having to align with bank office operating hours.
Through BRImo, customers can send funds to destination accounts as long as the service is available and the device is connected to the internet.
The interbank transfer feature is also an option when schools use payment accounts from banks different from the parents' own accounts.
"In my opinion, this is quite convenient. There is no need to bother looking for an ATM or setting aside time to go to the bank. Especially when I am busy with work and taking care of the children, payments can be made at any time," explained Lizza.
She believes the service also helps in managing family finances, particularly in meeting education payment obligations that are carried out periodically.
BRImo Provides Education Payment Features
In addition to inter-account transfers, BRImo has an education payment service that can be used for institutions that have partnered with the bank and are listed in the application.
Through this feature, customers can select the available educational institution, enter the payment number or billing identity, and then review the transaction details before making the payment.
After ensuring the entered information is correct, customers can proceed with the transaction by confirming with their BRImo PIN.
The application also provides a digital transaction receipt that can be saved as payment documentation.
However, customers still need to ensure the accuracy of the account number, payment code, recipient name, and bill amount based on official information from the school.
This step is important to reduce the risk of transfer errors or payments to incorrect accounts.
Additionally, parents need to be aware of administrative fees that may apply to certain types of transactions, including interbank transfers.
Digital Services Become Part of Family Financial Activities
As a customer who has used BRI services for more than a decade, Lizza has felt the shift in how financial transactions are conducted.
While previously some transaction needs required customers to visit an ATM or bank office, now a number of banking activities can be completed through an application on a mobile phone.
Since using BRImo on 2023, she has utilized the service to support daily financial management, including meeting children's educational needs.
Lizza hopes that the development of digital banking services will continue so that they become even more aligned with the needs of the community.
"My hope is that services like this continue to be developed so that they make things even easier for the public, especially parents in meeting their children's educational needs," concluded Lizza.
The use of digital banking services for education payments shows how financial technology can provide more practical transaction alternatives for families.
By remaining mindful of transaction security and the accuracy of payment information, parents can use digital services to meet educational administrative needs without having to step away from their daily activities.
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